Get Out of Debt Today

Our program will get you completely out of debt within 24–48 months with payments lower than your current minimums.

Credit card companies can legally charge interest rates from 7–10% to 25–30% for any reason, leaving hard-working individuals in financial distress. These high interest rates prevent investment in businesses, retirement plans, and basic family needs.

We work with all major credit card companies and can eliminate these high interest rates to get you back on track.

A+ BBB Rating

For Over 20 Years

Call 949-250-6700

Why Pacific Associates?

Say Goodbye to High Interest Rates

Our debt assistance program offers relief from high interest rate credit card debt, helping you break free from the cycle of minimum payments that never seem to end.

We Provide Help When You Need It Most

Our client service team is here for you 24/7. You’ll always have a dedicated case manager who knows your situation and is ready to assist.

Customer Satisfaction Guaranteed

We genuinely care about our clients. Our zero complaint record with the BBB reflects our unwavering commitment to doing right by every person we serve.

Thank you for your help over three and a half years.

Tony D.

The team was extremely helpful. I was a basket case emotionally. I highly recommend this company.

Ann M.

Pacific Associates answered my prayers. Enormous respect for Shain and Roger who provided a true plan to recover my life.

Eddie B.

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